How You Can Avoid Wedding Loans ???

Taking a loan to cover grand Indian wedding expenses?

It isn’t new for couples to turn to wed loans for their dream day. As it may help you plan your wedding with ease, but right after a honeymoon, you will start thinking about cost calculations for repayments.

After all, I think one single day is not worth going into debt so These tips will help you guys to avoid it.

A Realistic Budget

wedding budget to avoid wedding loan by pexels

One of the biggest mistakes most couples or families make is not setting a realistic wedding budget.

Before you start spending money, it’s very important that you should be honest with yourselves about your budget.

Also, assign percentages to each factor (food, decoration, clothing, etc.) according to your choices and likes.
Sit together with family or planning member and set a maximum spending limit.

This will help you to shortlist vendors within your budget.

Go Digital

go digital to avoid wedding loan on indian wedding Photo by Tracy Le Blanc from Pexels

Indians wedding invitations can really eat your money.

How can you save your money ??

Why not to save that money by going digital ?

As in these days, everyone has an account on social media or WhatsApp, you can create an event on social networking sites or use e-invites to be sent on WhatsApp.

And if you have little free time then there are many platforms which provide FREE wedding websites go for them.

TIP – (Also Do have a few invitations printed keeping the elders in mind)
But for the rest be cool be nature-friendly and pocket-friendly.

Save money on the wedding dress

Save money on the wedding dress in indian wedding

If you are thinking about budget, then don’t think about designer dresses !!

Yes !! It’s a tough job I know but, Do you think it’s worth going into debt just because you wish to wear that expensive designer dress which you will pack after the wedding and will never see it again?

You can choose a design and get it tailored locally to save some money or consider renting your outfit.

The Guest List

the guest list of indian wedding

This is the one single factor that can help you lower down your budget drastically !!!

You are thinking how is that possible ??

oh, well I got your answer.

A large number of guests requires more catering cost, a larger venue = more rentals, more people to buy return gifts, and more alcohol (if allowed in your wedding).

Calculate the max heads that you can afford and strictly stick to it to keep yourself from overspending.

Avoid the peak season and weekends.

The off-season wedding will give you more negotiating power and it’s a good chance that you can save a lot on the cost of wedding planning.

And while you are at it, now try avoiding weekends as well to get good deals by every vendor as they don’t have many inquiries on weekdays.

Try saving on side events.

In an Indians wedding, we have various events and those events have their costs and that cost will remind you about your remaining budget balances in your wedding cost calculations.

If you really want to bring down the costs and avoid wedding loans so you can just club your events on one single day. like having sangeet, Mehandi and cocktail party on the same day.

Someone who likes short and sweet wedding can try for one day wedding like engagement in morning and wedding on the evening.

Also if you can completely eliminate anyone event if possible then try doing that and just calculate the costing for any one of the side events like Mehndi or Sangeet and you will be surprised at how not hosting even one of the events can help you cut costs majorly.

Help Your Parents

This is very important actually when it comes to Indian weddings, traditionally parents pay for the events. But now, as time is changing, both bride and groom prefer to wait until they get settled in their careers before the marriage, so why don’t you contribute in for your own wedding by financially?

Not only it will take down the burden for your parents but will also help them avoid taking any wedding loans and this topic is all about that.

If you have any suggestions on how to avoid wedding loan, feel free to tell us below.

One Reply to “How You Can Avoid Wedding Loans ???”

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